Articles
Learn how Loan Quality Assurance System (LQAS) simplifies every aspect of loan portfolio management using breakthrough industry leading technology. Also featured is our industry leadership recognition, industry news, and important product developments.
Banking CIO Outlook – Top Software Banking Solution 2025
Change may happen slowly in banking, but Applied Micro Technology, Inc. (AMT) is driving a new pace. Guided by seasoned industry leaders, this nimble company has been quietly building one of the most potent and practical automation platforms in banking the LQAS...
Enhancing your existing core’s capabilities
When I was in banking we were always looking for that perfect system that would automate everything for the bank. Various core systems sent their sales reps to the bank to give us detailed demonstrations. They claimed that they can solve all of our efficiency...
How LQAS Technology Boosts Bank Ratings and Stability
A key component to an exam involves calculating the bank’s CAMELS rating. We have had client bank’s ratings improve by two categories in eighteen months. As a former examiner I have never seen a bank’s condition improve this quickly. The composite CAMELS rating is...
TIME – Recent LQAS Install Cecil Bank Elkton MD
Several banks during post covid demonstrations of our system have been very concerned about conversion time to LQAS. Earlier this year we conducted a demonstration to Cecil Bank. Tamara Fender, Loan Operations Manager contacted us to perform a demo to the...
LQAS SUPPORT FEEDBACK FIRST-LOCKHART NATIONAL BANK
We are starting a new column from our support area. They are in constant contact with our clients to work as a team to improve the bank’s efficiency beyond what they are expecting from us and LQAS. Lockhart: The first bank we will discuss is First-Lockhart...
THE NEXT BIG THING FROM THE REGULATORS
LIQUIDY FAILURES WINDING DOWN AS INTEREST RATES PREPARE TO DROP We are hopefully passing the era of liquidity failures. As a former regulator I only saw problem and closed banks primarily due to documentation and collateral valuation failures. Bank runs...
CIO Review 2023
All financial institutions are now required to adopt the current expected credit losses (CECL) standard for estimating credit loss allowances. The CECL standard is designed to improve the accuracy and transparency of credit loss estimates by requiring financial...
BANKS DESERVE BETTER FROM VENDORS
CURRENT BANKING ENVIRONMENT Increasing regulation, thinner spreads and a questionable economic future are a given in the current community banking world. Piling on problems from vendors is something that can be avoidable. VENDOR PROMISES Dealing with vendors seems...
CLIMATE CHANGE IN BANKING
A DIFFERENT LOOK AT GOING GREEN This is not my day job or particular area of expertise, but I have embraced green technology for a different reason. It is about the money. This is the safest investment I have ever made and is a different look at going green. The...