Feb 24, 2025 | Bank Asset Quality Management
When I was in banking we were always looking for that perfect system that would automate everything for the bank. Various core systems sent their sales reps to the bank to give us detailed demonstrations. They claimed that they can solve all of our efficiency...
Jan 22, 2025 | Bank Asset Quality Management
A key component to an exam involves calculating the bank’s CAMELS rating. We have had client bank’s ratings improve by two categories in eighteen months. As a former examiner I have never seen a bank’s condition improve this quickly. The composite CAMELS rating is...
Oct 31, 2024 | Bank Asset Quality Management
Several banks during post covid demonstrations of our system have been very concerned about conversion time to LQAS. Earlier this year we conducted a demonstration to Cecil Bank. Tamara Fender, Loan Operations Manager contacted us to perform a demo to the...
Sep 18, 2024 | Bank Asset Quality Management
We are starting a new column from our support area. They are in constant contact with our clients to work as a team to improve the bank’s efficiency beyond what they are expecting from us and LQAS. Lockhart: The first bank we will discuss is First-Lockhart...
Sep 6, 2024 | Bank Asset Quality Management
LIQUIDY FAILURES WINDING DOWN AS INTEREST RATES PREPARE TO DROP We are hopefully passing the era of liquidity failures. As a former regulator I only saw problem and closed banks primarily due to documentation and collateral valuation failures. Bank runs...
Oct 20, 2021 | Bank Asset Quality Management, Testamonial
A DIFFERENT LOOK AT GOING GREEN This is not my day job or particular area of expertise, but I have embraced green technology for a different reason. It is about the money. This is the safest investment I have ever made and is a different look at going green. The...
