Dec 9, 2025 | Bank Asset Quality Management
We have a new client that was interested in LQAS imaging. They preferred not pay for two systems while waiting for their current contract to expire. We decided to offer the bank our imaging option at no charge until their contract expires in several years. This...
Dec 2, 2025 | Bank Asset Quality Management
BANKS MOVING TO LQAS REVIEW AUTOMATION We briefly mentioned the loan review capabilities in LQAS earlier. The next leap forward has occurred. A new client is considering elimination of third party loan review and rely on LQAS. This is a tipping point...
Nov 20, 2025 | Bank Asset Quality Management
John W. Ryan Community Banking Research Award Announced | CSBS The Conference of State Bank Supervisors granted an award based on a recent CAMELS study. This is the newest study that predicts failures and cause of banking problems. This is a rather long study, but in...
Oct 1, 2025 | Bank Asset Quality Management
Change may happen slowly in banking, but Applied Micro Technology, Inc. (AMT) is driving a new pace. Guided by seasoned industry leaders, this nimble company has been quietly building one of the most potent and practical automation platforms in banking the LQAS...
Feb 24, 2025 | Bank Asset Quality Management
When I was in banking we were always looking for that perfect system that would automate everything for the bank. Various core systems sent their sales reps to the bank to give us detailed demonstrations. They claimed that they can solve all of our efficiency...
Jan 22, 2025 | Bank Asset Quality Management
A key component to an exam involves calculating the bank’s CAMELS rating. We have had client bank’s ratings improve by two categories in eighteen months. As a former examiner I have never seen a bank’s condition improve this quickly. The composite CAMELS rating is...